In every market, we support you.
We’re here for you with the support you need every step of the way.

Partner with a lender who cares about your business as much as you do. As your advocate every step of the way, we’re here to help you meet every deadline and contingency to get you to the finish line.

A MESSAGE FROM KIM NICHOLS: PENNYMAC'S COMMITMENT TO WHOLESALE

Watch our latest video featuring Kim Nichols, Senior Managing Director and leader of the TPO channel at Pennymac. Learn how we are uniquely positioned to support our TPO partners. From our significant investment in technology to our financial strength, Pennymac TPO is your partner for the long run.

Why Pennymac TPO?

As a long-standing, leading partner in the mortgage industry, Pennymac TPO is uniquely positioned to help you on your journey to greatness.

From brokering loans to non-delegated production, we’re committed to new ways to help you achieve solid and sustainable growth by extending the expertise, resources and power that drive our strength.

At Pennymac TPO, we offer access to engaged, knowledgeable team members during every step of the loan process and beyond.

In addition to your experienced and dedicated Account Executive, you will have a specialized Broker Operations Manager (BOM) as your single point of contact from start to finish.

Backing them up are our expert support teams, such as:

  • Credit Solutions Team
  • Client Support Specialist
  • Appraisal Order Support Team
  • Closing Hotline
  • Lock Desk Team
  • Broker Approval and Onboarding Team
  • Technology Support
The Pennymac TPO team.
 

Helping you thrive is what we do best

Consistency

Being 100% consistent, a genuine business partner, transparent, and committed to the market and to the broker community.

Resources

Supporting you with the best tools and technology, best practice sharing and the most dedicated customer service team in the industry.

Education

Offering you our monthly “POWER Your Business Webinar Series” to educate you on the market landscape and help you stay on top of industry trends.

Let Pennymac’s exclusive programs power your success

Perfect rate, perfect term
Perfect Rate™ & Perfect Term™

With the ability to customize a loan to the exact month and fine-tune pricing to the .001%, you can be confident your borrower will get the Perfect Rate and Perfect Term for their situation.

  • Tailor rates to the thousandth
  • Customize the term to the exact month
  • More flexibility equals more successful solutions

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Optimize
OptiMIze™

Give your borrowers the best MI pricing. Our POWERful best-x solution, OptiMIze™, automatically delivers the most competitive MI pricing available, taking the guesswork out of the MI selection process.

  • Automatically delivers the most competitive pricing
  • BPMI automatically delivers best price within BPMI options
  • LPMI launches a best-x search between all LPMI options

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Peak Performance
Peak Performance

Take your business to new heights with our Peak Performance Program! With three levels — Base Camp, Ascent and Summit — the higher you climb, the greater your perks and benefits. Your personal scorecard tells you where you’re at in the program and that you may have access to:

  • Complimentary rate lock extensions
  • Relock fee waivers
  • One-time float downs
  • EPO waiver
  • Lock and Shop

Get Started

 

The POWER to grow
your business

Backed by one of the top lenders in the country, Pennymac TPO works with you and puts our POWER technology to work for you to help you grow your business. One of the most innovative broker portals around, POWER, with its easy-to-use pricing scenario and intuitive pipeline, extended lock hours and real-time indexing, is one more way we give you a much-needed competitive edge.

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Be part of a best-in-class
Non-Delegated program

Pennymac’s Non-Delegated program offers best-in-class client experience and technology to ensure a seamless experience from initial review to loan purchase. Our P3 portal is easy to use and provides tools and support for a consistent loan experience.

Become a Seller

 

Words are POWERFUL. Hear from our TPO Partners.

I am thrilled with my first experience with Pennymac. The rate was good, processing was very efficient and with our BOMs help we closed in 15 days.
Tolga C · Arizona
Your team is one of the most responsive operational teams I’ve ever worked with. Our BOM is so efficient because of the support and the culture that drives that mentality at Pennymac TPO.
Chris F · North Carolina
I should have been working with Pennymac a long time ago! I appreciate the professionalism and easy process.
James V · Arizona